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If you’re a candidate for LINX, you could have your surgery now – with no wait, and no need for insurance approval. Institute of Esophageal and Reflux Surgery patients are eligible to pay cash now, or structure payments in an affordable payment plan through Prosper Healthcare Lending.
Most insurance policies will only cover traditional GERD surgeries, such as Nissen fundoplication. But many patients may prefer to pay cash for LINX due to its potential advantages.
LINX |
Fundoplication |
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Minimally invasive? |
Yes. LINX is a small implant inserted laparascopically. |
Yes, however, involves permanent surgical alteration to the stomach. |
Recovery time? |
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Effective at reducing need for meds? |
4 years post-op, 80% of patients report no need for PPI meds. |
5-10 years post-op, 20% of patients report incomplete symptom control. (Results are comparable to LINX.) |
Side effects? |
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Covered by insurance? |
No – but available in cash-pay model with affordable lending options. |
Yes. |
If you’re unable to pay the full amount up-front, you can still have LINX now. Institute of Esophageal and Reflux Surgery is offering affordable loans with low monthly payments through Prosper Healthcare Lending – a company that helps patients finance procedures not covered by insurance.
Prosper is a peer-to-peer lending company, meaning that your loan will be financed by a private investor (rather than a bank). Applying for a loan with Prosper will not affect your credit score.
Click here to apply for a LINX loan online – the application takes only 2 minutes to complete, and you’ll learn whether your loan will be financed within 14 days. Fixed rates are as low as 5.99%, and monthly payments are structured to be affordable.
With Prosper Healthcare Lending, there are no penalties for paying off your loan early. You can choose to pay only the minimum amount, or make extra payments when it’s comfortable for you.
Get answers to Prosper’s frequently asked questions here.
Contact Institute of Esophageal and Reflux Surgery online, or call us at (303) 788-7700 to learn more about financing your LINX procedure.